The ABC Advantage
A revolving line of credit against your accounts receivable is the only source of financing that grows with your sales. As your sales increase, more money becomes immediately available to you, enabling you to readily meet increasing demands. ABC's Flexline© works just like a revolving line of credit — without the headache and worry of monthly payments.
Since your receivables balance is actually retired on an invoice-by-invoice basis, no debt is created. There is no monthly debt to service. Your balance sheet looks good, making it easier for you to obtain other types of conventional financing, or sell your company later on.
Collection calls continue to be handled by YOU. OR, if you choose, ABC can handle collections professionally and effectively, thereby eliminating the overhead associated with in-house collections personnel. Either way, when you enter into a relationship with ABC, we take great care not to do anything to disturb the relationship you have built with your customers.
ABC's Flexline© gives you access to immediate working capital, allowing you to take advantage of early payment terms and volume discounts offered by suppliers. Saving 2% on raw material costs because you have the cash to pay the bills within 10 days significantly reduces the actual cost of your fees on the Flexline© program. When improved cash flow enables a company to buy in greater volume, it often saves even more money - another positive for the bottom line.
With funds available through ABC's Flexline©, you can offer credit terms to your customers without negatively impacting your cash flow. You can expand your business by making it easier for your customers to buy from you.
ABC's Flexline© does not require you give up equity in your company. ABC's Flexline© means you don't have to take on unwanted partners in order to meet your working capital needs.
As part of our service, ABC provides credit information on your new customers, enabling you to make better credit decisions. And our ongoing credit monitoring of your existing customers helps protect you against adverse changes in your customers' credit status. We act as your credit department.
Business owners often spend a great deal of time on bookkeeping, collections, administration, and searching for capital. ABC's Flexline© frees you up to concentrate on marketing, sales, and growing your business.
Your company does not have to meet the credit guidelines required by traditional banks. Because ABC is an independent commercial lender, you don't need to be in business for at least 2 years, or meet other bank guidelines, in order to qualify for ABC's program. If you have creditworthy customers, you can obtain working capital.
Once you have adequate cash flow, you can pay your bills in a more timely manner and start establishing - or improving - your credit rating. This improves your chances of getting credit terms from suppliers as well as future conventional financing.
We provide you with detailed management reports available from any computer. This enables you to better run your business and manage your cash flow. |
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Unlimited
Capital